Services
Our Service
Residential and Commercial Mortgages
Welcome to Fahimi Financial, your one-stop destination for a comprehensive range of mortgage services. Whether you are looking to purchase your dream home or refinance your existing mortgage, our team of experts is here to help you every step of the way.
At Fahimi Financial, we pride ourselves on being a full-service lender, offering a wide range of loan and mortgage options for individuals, businesses, and commercial ventures. Whether you’re looking to purchase a new home, expand your business, or invest in a commercial property, we have the expertise and resources to help you achieve your goals. Our team of financial experts will work with you every step of the way, from the initial application to the final closing, to ensure a seamless and stress-free lending process.
We offer a wide range of mortgage services to meet your individual needs and budget. Here is a detailed look at each of our services:
Conventional Mortgage
Conventional loans are home loans offered by private lenders without any direct government backing. In other words, unlike FHA loans, they aren't insured or guaranteed by a government agency. You need to have a higher credit score, lower debt-to-income (DTI) ratio and usually a slightly higher down payment to qualify.
FHA, VA, and USDA Mortgages
FHA, VA, and USDA mortgages are government-backed loans that offer flexible eligibility requirements and low-down payment options. Whether you're a first-time homebuyer or a seasoned homeowner, we can help you find the right government-backed mortgage for your needs.
Jumbo Mortgages
Jumbo mortgages offer financing for homes that exceed the limits of traditional mortgages. With competitive rates and flexible terms, jumbo mortgages can help you purchase or refinance your dream home.
Home Equity Line of Credit (HELOC)
A Home Equity Line of Credit (HELOC) is a flexible financing option that allows you to borrow against the equity in your home. With competitive rates and flexible terms, HELOCs can help you finance home renovations, pay for college tuition, or consolidate high-interest debt.
Investment Property Mortgages (1-4 Units)
Investment property mortgages are designed to help you finance up to four units of residential property, including condos, townhouses, and single-family homes. With competitive rates and flexible terms, investment property mortgages can help you build your real estate portfolio.
Multi-Unit Property Mortgages (4+ Units)
Multi-unit property mortgages are designed to help you finance apartment buildings, condominiums, and other multi-unit properties with four or more units. With competitive rates and flexible terms, multi-unit property mortgages can help you generate rental income and build your real estate portfolio.
Self-Employed Mortgages
Self-employed mortgages are designed for entrepreneurs and small business owners who may not have traditional W-2 income. With flexible eligibility requirements and competitive rates, self-employed mortgages can help you secure the financing you need to purchase or refinance your home.
No Income/ Employment Mortgages
No income/employment mortgages are designed for borrowers who may not have traditional income sources, such as retirees or those with non-traditional sources of income. With flexible eligibility requirements and competitive rates, no income/employment mortgages can help you purchase or refinance your home.
Foreign National Mortgages
Foreign national mortgages are designed for non-US citizens who are looking to purchase or refinance a home in the United States. With flexible eligibility requirements and competitive rates, foreign national mortgages can help you achieve your dream of owning a home in the United States.
Low Credit Score Mortgages
Low credit score mortgages are designed for borrowers who may have less-than-perfect credit. With flexible eligibility requirements and competitive rates, low credit score mortgages can help you secure the financing you need to purchase or refinance your home.
ITIN Mortgages
ITIN mortgages are designed for borrowers who may not have a social security number but have an Individual Taxpayer Identification Number (ITIN). With flexible eligibility requirements and competitive rates, ITIN mortgages can help you purchase or refinance your home.
Reverse Mortgages
Reverse mortgages are designed for homeowners who are 62 years of age or older and have equity in their home. With a reverse mortgage, you can convert your home equity into cash without having to sell your home.
