Residential and Commercial Mortgages
Welcome to Fahimi Financial, your one-stop destination for a comprehensive range of mortgage services. Whether you are looking to purchase your dream home or refinance your existing mortgage, our team of experts is here to help you every step of the way.
At Fahimi Financial, we pride ourselves on being a full-service lender, offering a wide range of loan and mortgage options for individuals, businesses, and commercial ventures. Whether you’re looking to purchase a new home, expand your business, or invest in a commercial property, we have the expertise and resources to help you achieve your goals. Our team of financial experts will work with you every step of the way, from the initial application to the final closing, to ensure a seamless and stress-free lending process.
We offer a wide range of mortgage services to meet your individual needs and budget. Here is a detailed look at each of our services:
Conventional loans are home loans offered by private lenders without any direct government backing. In other words, unlike FHA loans, they aren't insured or guaranteed by a government agency. You need to have a higher credit score, lower debt-to-income (DTI) ratio and usually a slightly higher down payment to qualify.
Home Equity Line of Credit (HELOC)
A Home Equity Line of Credit (HELOC) is a flexible financing option that allows you to borrow against the equity in your home. With competitive rates and flexible terms, HELOCs can help you finance home renovations, pay for college tuition, or consolidate high-interest debt.
Investment Property Mortgages (1-4 Units)
Investment property mortgages are designed to help you finance up to four units of residential property, including condos, townhouses, and single-family homes. With competitive rates and flexible terms, investment property mortgages can help you build your real estate portfolio.
Multi-Unit Property Mortgages (4+ Units)
Multi-unit property mortgages are designed to help you finance apartment buildings, condominiums, and other multi-unit properties with four or more units. With competitive rates and flexible terms, multi-unit property mortgages can help you generate rental income and build your real estate portfolio.
Self-employed mortgages are designed for entrepreneurs and small business owners who may not have traditional W-2 income. With flexible eligibility requirements and competitive rates, self-employed mortgages can help you secure the financing you need to purchase or refinance your home.
No Income/ Employment Mortgages
No income/employment mortgages are designed for borrowers who may not have traditional income sources, such as retirees or those with non-traditional sources of income. With flexible eligibility requirements and competitive rates, no income/employment mortgages can help you purchase or refinance your home.
Foreign National Mortgages
Foreign national mortgages are designed for non-US citizens who are looking to purchase or refinance a home in the United States. With flexible eligibility requirements and competitive rates, foreign national mortgages can help you achieve your dream of owning a home in the United States.